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Privacy Policy

We at Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT), value our clients and take issues regarding privacy very seriously. Please read this Privacy Policy carefully to learn more about the ways in which we use and protect the Personal information. By using our Website, you agree to the provisions of this Privacy Policy. If you do not agree to all of the terms of this Policy, please refrain from using our Website.

Unless provided in this Privacy Policy, we do not sell or rent the personal information you voluntarily share with us to third parties for marketing purposes without your explicit consent. As described in this Privacy Policy, we do, however, share your information for marketing purposes with the real estate agents and/or brokers in our network of service providers (who are not our subsidiaries, parents or affiliates) (collectively, "Providers").

Websites created by Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) for the Providers enable you to send e-mails directly to the Providers to request assistance in meeting all your needs. By submitting your information online, you can expect to be contacted by the Provider(s). Therefore, you should use good judgment in deciding with whom you wish to communicate.

Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) Privacy Policy describes the personal information we collect about you, why we collect it and when we share it. Our Privacy Policy also describes the choices you can make about how we collect and share your information. You may opt out of our information sharing by contacting the Provider using the information provided on the Website. For your reference, the Providers can be reached at the address and phone numbers provided on their respective Websites. You may also contact Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) to obtain the contact information for the Provider by the following methods:
  1. Call us at 888-559-4153.
  2. E-mail us at This e-mail address is being protected from spambots. You need JavaScript enabled to view it ; or.
  3. Write us at:
    HomeBuy Direct
    Attn: Privacy Policy Issues
    9044 Mann Drive
    Mechanicsville, VA 23116
If our information practices change in the future, we will post an updated Privacy Policy on our Website. You can tell if the Privacy Policy has changed by checking the revision date that appears at the end of this policy. You may exercise your choices about how we collect and use your information at any time.

Table of Contents:
  1. Overview of our privacy policy.
  2. How is the Personal information used?
  3. Does Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) share my information with third parties other than the Providers?
  4. How do I OPT OUT of receiving promotional communications?
  5. How do I access my information? How do I change or delete my information?
  6. How does Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) protect children's privacy online?
  7. What are cookies? How does Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) use cookies on our and the Provider's sites?
  8. How does Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) protect and use client information?
  9. Is my information secure?
  10. What about frames and links to other Web sites and services?
  11. Updates to our Privacy Policy.
  12. Governing law.
  13. Contact Us.
1. Overview of our Privacy Policy.
The Websites we design and maintain collect personal information about you, such as your name, address, e-mail, telephone number and, depending on the information you provide, details of your real estate and lending needs and preferences. Through the Provider's Website, you may also request reports, a valuation of your home, or even request information on a specific property. We collect the information that you provide to us when submitting the Personal information online. This information will be sent directly to the Provider, who may use this information to contact you.

It is possible to use the Provider's Website without submitting any personal information, but to take advantage of the products and services offered; you will be required to enter some of the Personal information.

On occasion, you may also request products or services from Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) or the Provider's Website that are more substantial or personal in nature. This may include applying for a loan or making an online purchase. The information required to complete the request for these services may be used in the following ways:
  1. For services provided by the Provider, the Provider will use your information to provide the service(s) you requested. As may be required, your information may be shared with third parties to complete the request. For example, any financial information you provide to complete an order for services will be used to process any associated payments.
  2. For products and services offered by a third party through the Provider's Website, your information may be shared with the third party to provide you with the product(s) or service(s), or the third party may independently gather the Personal information. You will be able to tell if a product or service is being offered by a third party because the page on the Provider's Website will be "co-branded" with that of the third party, or you will be linked directly to the third party Website for completion of the transaction. As is described more particularly in Section 10 below, each company linked to this Website has its own privacy policy. Please check the privacy policy of each company before you purchase a product or use a service. If you are uncomfortable about a company's privacy policy, you should consider not purchasing its products or using its services.
2. How is the Personal information used?
When you use the Provider's Website, the Provider may use the Personal information to contact you via phone, mail or e-mail to assist you with the services you requested. The Provider may also use your address and e-mail address to send you information about his or her services, and to help the Provider learn more about your real estate preferences. The Provider’s Website has its own privacy policy, and the Provider’s use of your information is subject to their policy. You always have the choice not to receive marketing information mailings or phone calls; you only must notify the Provider accordingly.

Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) may use your information about your real estate interests to help improve our site design and your online experience on the Provider's Website. As for usage tracking data, Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) primarily uses that information to operate and improve the Provider's Website, and the Provider may use that information to further his/her marketing efforts.

To better serve you, we may combine information you give us and information about your real estate interests, including demographic information and information that is publicly available. We may also combine this information with information from the Providers. We use that combined information to enhance our development of the Provider's Website and to communicate with you in accordance with this Privacy Policy.

California Privacy Rights: Under California law, California residents who have an established business relationship with Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT), may choose to opt out of Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT)’S disclosing personal information about them to third parties, including the Providers, for marketing purposes. To opt out, please send an email to This e-mail address is being protected from spambots. You need JavaScript enabled to view it .

3. Does Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) share my information with third parties other than the Providers?
Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) will share your information with the Providers so that the Providers can communicate with you by e-mail or mail about their services and available properties that may be of interest to you. Aside from the Providers, we will not share your information with any other third party for marketing purposes.

Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) reserves the right to disclose information about you as required by law, in response to legal process and law enforcement requests, and as necessary to protect the property, interests and rights of Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT), the Providers, and others.

4. How do I OPT OUT of receiving promotional communications?
The Provider wants to communicate with you only if you want to hear from him/her. If you prefer not to receive promotional information from the Provider, you may OPT OUT of receiving the Provider's promotional communications at no cost to you. You should be aware that you will need to OPT OUT each time you contact one of the Providers from his/her Website, contact a Provider electronically by means of his/her Website or save your information online.

To OPT OUT, please let us know by contacting the Provider using the contact information available on its Website. In fact, at the time you initially disclose your e-mail address, you may indicate that you do not want your address used for direct mailings. If you initially accept direct mailings and at a later date decide you wish to stop receiving them, you can type the word "Unsubscribe" in an e-mail you receive from the Provider and send it to the Provider, who should remove it from the subscriber list.

If you would like Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) assistance in contacting the Provider, you may call us at 888-559-4153, e-mail us at This e-mail address is being protected from spambots. You need JavaScript enabled to view it or mail your written request to Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT), 9044 Mann Drive, Mechanicsville, Virginia 23116. Please be sure to include your full name and the addresses (mail and e-mail) you used when you registered online with the Provider. If you ask us to have your name and address removed from one of the Provider's contact lists, we will use our best efforts to contact the Provider and request on your behalf that he or she maintain your name in his or her "do not contact" list. Note that it may take up to four (4) weeks for the Provider to process your OPT OUT request, during which time you may continue to receive communications from the Provider.

If you would like to request information about what the Provider's Website collects, please feel free to call or write us as well. We will respond in writing to your request within thirty (30) days.

5. How do I access my information? How do I change or delete my information?
We restrict access to the HomeBuy Direct server and the Personal information by using a log-in process. When you enter the area of the Website that is designed for Members only, you are required to provide a selected Login Name and Password. Your password should never be shared with anyone. HomeBuy Direct will never ask you for your password in an unsolicited telephone call or This e-mail address is being protected from spambots. You need JavaScript enabled to view it . In some cases, you may have the ability to update the Personal information on the Provider's Website. You may also call or write the Provider with your new information.

6. How does Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) protect children's privacy online?
Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) is concerned about the safety of children when they use the Internet and the Provider's Website. Children (persons under the age of 18) are not eligible to use Websites developed by us unsupervised, and we ask that children do not submit any personal information to an Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT)-developed site. If you are under the age of 18, you may only use the Provider's Website in conjunction and under the supervision of the Parents or guardians. Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) will never knowingly request personally identifiable information from anyone under the age of 18.

7. What are cookies? How does Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) use cookies on our and your Provider's sites?
A "cookie" is a small data file that Websites often store on your computer's hard drive when you visit their sites. A cookie may contain information, such as a unique user ID that Websites use to track the pages of the sites you visit. We use cookies but do not store personal information in the cookie. We use cookies in order to improve your online experience. Cookies enable us to keep track of your interests as you move around your Provider's Website.

Through our use of cookies, we also track the date and time you visit, the time you spend, the features of the Website you view, the other Websites you visit, your search queries and basic information about your computer such as your Internet Protocol address, your domain name, your browser type, and the name of your Internet service provider.

You can deactivate cookies by turning them off in your browser. If you turn off cookies, though, you may hinder your online experience and you will be unable to receive or use some of the features of your Provider's Website.

8. How does Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) protect and use client information?
We are committed to protecting the security and integrity of our client information, and we use procedures and technology designed for this purpose. For example:
  1. We limit employee access to client information to those who have a business reason to know this information.
  2. We maintain policies and procedures covering the physical security of workplaces and records.
  3. We use technological means (such as backup files, virus detection software, firewalls and other computer software and hardware) to protect against unauthorized access or alterations to client data.
9. Is my information secure?
We believe your data must be protected against loss and unauthorized access. We use procedural and technical safeguards to protect the Personal information against loss or theft as well as unauthorized access and disclosure to protect the Privacy, including Secured Socket Layer (SSL) technology and we require password authentication from any third party companies that you've authorized to receive this information. While we employ many different security techniques to protect such data from unauthorized access by users inside and outside the company, perfect security does not exist on the Internet. You use the Website at your own risk.

10. What about frames and links to other Websites and services?
Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) Website contains frames and links to other Websites beyond Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) control. These sites may provide useful tools including: real estate sales data, financial calculators and information on selling or buying homes. Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) does not control the privacy policies or practices of these Websites. This Privacy Policy does not cover the collection of information by those other companies and Websites. Although we encourage third parties to provide their own privacy policies, Online Realty Systems, LLC (d/b/a HOMEBUY DIRECT) and the Providers are not responsible and shall not be liable for their activities, such as how they handle the information they collect online. You should review those policies before providing any personal information. We provide frames and links solely for the convenience and information of the Provider's visitors.

11. Updates to our Privacy Policy?
We may amend this Privacy Policy at any time by posting the amended terms on the Provider's Websites at www.GOHBD.com or the Provider's Websites. All amended terms shall automatically be effective after they are initially posted on the Website.

12. Governing Law.
This Privacy Policy is governed by, construed and enforced under the laws of the Commonwealth of Virginia. By using our site, you agree to be bound by the terms and conditions contained in this Privacy Policy.

13. Contact Us.
HomeBuy Direct
Attn: Privacy Policy Issues
9044 Mann Drive
Mechanicsville, VA 23116
Phone: 888-559-4153
E-mail: This e-mail address is being protected from spambots. You need JavaScript enabled to view it


Effective Date: December 9, 2008.